Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

Explore Our Resources

Money Management
June 25, 2025

Tips to Help Build Business Credit When You Have Limited Credit History

You've launched your dream business and need financing to take it to the next level, but there's a problem: lenders want to see business credit history that you simply... Read More
Business Banking
June 18, 2025

How A Bank Tailored To Businesses May Assist With Financial Forecasting And Planning

It's 2 a.m., and you're staring at spreadsheets, trying to figure out if you'll have enough cash to make payroll next month while also covering that equipment purchase you've... Read More
Business Banking
June 04, 2025

How Banks Are Helping Small Businesses Evolve Faster

Keeping up with the latest small business trends is no small task. Whether it’s adopting new technology, adjusting to market shifts, or staying competitive, small business... Read More
Operations
May 28, 2025

S Corporation vs Partnership: Key Differences and Benefits Explained

When starting a new small business, figuring out whether an S corporation or partnership is a better business structure may significantly impact your future success.... Read More
Business Banking
May 22, 2025

How a Business-Centric Bank May Be Your Strategic Growth Partner

You've spent years building your business, carefully navigating challenges and celebrating victories along the way. Now, as you look toward your next phase of growth, one... Read More
Business Loans
May 20, 2025

Six Types of SBA Loans: A Comprehensive Overview

Finding the right funding for your small business may feel overwhelming. The good news? Understanding your options makes the process much easier. This article walks you... Read More
Business Loans
May 15, 2025

How to Use an SBA Loan to Build Business Resilience

How can your small business weather sudden storms? Every day, small business owners face unexpected challenges—a major client suddenly cancels, a supply chain disruption... Read More
Business Loans
May 13, 2025

How the New SBA SOP Affects Loan Eligibility and Requirements

The SBA has released an update to its Standard Operating Procedures (SOP), effective June 1, 2025. These changes impact loan eligibility, use of proceeds, and documentation... Read More
Business Banking
April 30, 2025

How Banks Can Help Small Businesses Optimize Cash Flow

You’ve landed a new client, your shelves are stocked, and invoices are out the door—but your bank balance says otherwise. Sound familiar? For many entrepreneurs, managing the... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.