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March 25, 2026

Building a Hiring Plan That Aligns With Your Financing Strategy

Expanding your team may be one of the most important steps that you take as a business owner. However, in addition to making sure that you hire the right people, it’s also... Read More
March 04, 2026

How to Fund Spring Hiring Without Straining Cash Flow

Spring is a common season for growth in the business world. Customer demand increases, new projects launch, and many businesses choose to expand their teams to keep up. While... Read More
December 31, 2025

Emerging Small Business Trends to Watch in 2026

Small businesses that plan ahead are often the ones best positioned to grow. Get a leg up on your company's 2026 business planning by paying attention to these emerging... Read More
December 30, 2025

Automate These 7 Small Business Tasks Before the New Year

The new year is an excellent time for businesses to reset and implement improvements. One of the best ways to upgrade your operations is through business automation. With a... Read More
December 26, 2025

Your 2026 New Year Business Plan Template

As 2025 winds down, you might find yourself doing what many business owners do at this time of year. You pause for a minute, maybe between decorating the office and finishing... Read More
December 19, 2025

How to Simplify Payroll Before the Year Ends

Year-end is one of the best opportunities for reviewing and refining your payroll processes. As small businesses close out their financials, the end of the year offers a... Read More
December 03, 2025

Small Business Automation in 2026

The goal of any business is to make money, and utilizing all of the resources available to you is the best way to do that. When looking for ways to boost profits, automating... Read More
November 28, 2025

Balancing Automation and Human Touch in Customer Service

Automation is a critical part of modern customer service, allowing small businesses to scale with demand both seasonally and year-over-year. Today's customer expects a 24/7... Read More
November 24, 2025

January 2026 Checklist for Small Business Owners

2026 is here! No matter how your 2025 ended, it’s a fresh year for new beginnings. One way to get your business year started on a positive note is to walk through a year-end... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.